/* ==========================================================================
   Walter Füllhardt – Unabhängige Finanzberatung
   Design-Entwurf · Stylesheet
   ========================================================================== */

/* ---------- Schriften (lokal eingebunden, DSGVO-konform) ---------- */
@font-face { font-family: "Cormorant Garamond"; font-weight: 500; font-style: normal; font-display: swap; src: url("../fonts/cormorant-garamond-latin-500-normal.woff2") format("woff2"); }
@font-face { font-family: "Cormorant Garamond"; font-weight: 600; font-style: normal; font-display: swap; src: url("../fonts/cormorant-garamond-latin-600-normal.woff2") format("woff2"); }
@font-face { font-family: "Cormorant Garamond"; font-weight: 500; font-style: italic; font-display: swap; src: url("../fonts/cormorant-garamond-latin-500-italic.woff2") format("woff2"); }
@font-face { font-family: "Inter"; font-weight: 400; font-style: normal; font-display: swap; src: url("../fonts/inter-latin-400-normal.woff2") format("woff2"); }
@font-face { font-family: "Inter"; font-weight: 500; font-style: normal; font-display: swap; src: url("../fonts/inter-latin-500-normal.woff2") format("woff2"); }
@font-face { font-family: "Inter"; font-weight: 600; font-style: normal; font-display: swap; src: url("../fonts/inter-latin-600-normal.woff2") format("woff2"); }

/* ---------- Design-Tokens ---------- */
:root {
  --navy-950: #09141F;
  --navy-900: #0E1C2D;
  --navy-800: #142740;
  --navy-700: #1C3453;
  --navy-600: #2A4669;
  --ink: #16202D;
  --text: #3A4555;
  --muted: #6A7484;
  --line: #E4DFD5;
  --line-strong: #CFC7B8;
  --paper: #F8F6F1;
  --paper-2: #F1EDE4;
  --white: #FFFFFF;
  --gold: #A9844D;
  --gold-light: #CBAA74;
  --gold-pale: #EFE5D3;
  --gold-dark: #876837;
  --success: #2F6B4F;

  --serif: "Cormorant Garamond", "Iowan Old Style", Georgia, "Times New Roman", serif;
  --sans: "Inter", -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;

  --container: 1200px;
  --gutter: 24px;
  --radius: 2px;
  --shadow-sm: 0 1px 2px rgba(14, 28, 45, .06);
  --shadow: 0 10px 30px -12px rgba(14, 28, 45, .18);
  --shadow-lg: 0 30px 60px -24px rgba(9, 20, 31, .35);
  --ease: cubic-bezier(.22, .61, .36, 1);
}

/* ---------- Basis ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--sans);
  font-size: 1rem;
  line-height: 1.7;
  color: var(--text);
  background: var(--white);
  overflow-x: clip;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--navy-700); text-decoration: none; transition: color .2s var(--ease); }
a:hover { color: var(--gold-dark); }
p { margin: 0 0 1.1em; }
p:last-child { margin-bottom: 0; }
ul { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, h4 { font-family: var(--serif); font-weight: 500; color: var(--ink); margin: 0 0 .5em; line-height: 1.12; letter-spacing: -.005em; }
h1 { font-size: clamp(2.6rem, 5.2vw, 4.4rem); }
h2 { font-size: clamp(2.1rem, 3.6vw, 3.1rem); }
h3 { font-size: 1.6rem; line-height: 1.2; }
h4 { font-family: var(--sans); font-size: .95rem; font-weight: 600; letter-spacing: .01em; }
em.serif { font-family: var(--serif); font-style: italic; color: var(--gold-dark); }
::selection { background: var(--gold-pale); color: var(--ink); }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }

.skip-link { position: absolute; left: -9999px; top: 8px; z-index: 200; background: var(--navy-900); color: var(--white); padding: 10px 16px; }
.skip-link:focus { left: 8px; color: var(--white); }

.container { width: 100%; max-width: calc(var(--container) + var(--gutter) * 2); margin: 0 auto; padding: 0 var(--gutter); }
.container--narrow { max-width: calc(860px + var(--gutter) * 2); }

.section { padding: 120px 0; }
.section--tight { padding: 88px 0; }
.section--paper { background: var(--paper); }
.section--navy { background: var(--navy-900); color: rgba(255,255,255,.78); }
.section--navy h2, .section--navy h3 { color: var(--white); }

.eyebrow {
  display: inline-flex; align-items: center; gap: 14px;
  font-family: var(--sans); font-size: .74rem; font-weight: 600;
  letter-spacing: .18em; text-transform: uppercase; color: var(--gold-dark);
  margin-bottom: 22px;
}
.eyebrow::before { content: ""; width: 32px; height: 1px; background: currentColor; }
.section--navy .eyebrow, .hero .eyebrow, .page-hero .eyebrow { color: var(--gold-light); }

.lead { font-size: 1.15rem; line-height: 1.75; color: var(--text); }
.muted { color: var(--muted); }
.center { text-align: center; }

.section-head { max-width: 720px; margin-bottom: 64px; }
.section-head.center { margin-left: auto; margin-right: auto; }
.section-head.center .eyebrow::after { content: ""; width: 32px; height: 1px; background: currentColor; }
.section-head p { font-size: 1.08rem; }

.rule { width: 56px; height: 1px; background: var(--gold); border: 0; margin: 28px 0; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--sans); font-size: .9rem; font-weight: 500; letter-spacing: .02em;
  padding: 15px 28px; border: 1px solid transparent; border-radius: var(--radius);
  cursor: pointer; transition: background .25s var(--ease), color .25s var(--ease), border-color .25s var(--ease), transform .25s var(--ease);
  white-space: nowrap; line-height: 1.2;
}
.btn svg { width: 16px; height: 16px; transition: transform .25s var(--ease); }
.btn:hover svg { transform: translateX(3px); }
.btn--primary { background: var(--navy-800); color: var(--white); }
.btn--primary:hover { background: var(--navy-950); color: var(--white); }
.btn--gold { background: var(--gold); color: var(--white); }
.btn--gold:hover { background: var(--gold-dark); color: var(--white); }
.btn--outline { border-color: var(--line-strong); color: var(--ink); background: transparent; }
.btn--outline:hover { border-color: var(--navy-800); color: var(--navy-900); }
.btn--ghost-light { border-color: rgba(255,255,255,.35); color: var(--white); background: transparent; }
.btn--ghost-light:hover { border-color: var(--gold-light); color: var(--gold-light); }
.btn--block { width: 100%; }

.link-arrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: .88rem; font-weight: 600; letter-spacing: .04em; color: var(--navy-800);
  border-bottom: 1px solid var(--gold); padding-bottom: 4px;
}
.link-arrow svg { width: 15px; height: 15px; transition: transform .25s var(--ease); }
.link-arrow:hover svg { transform: translateX(4px); }
.section--navy .link-arrow { color: var(--white); }

/* ---------- Topbar & Header ---------- */
.topbar { background: var(--navy-950); color: rgba(255,255,255,.66); font-size: .8rem; }
.topbar .container { display: flex; justify-content: space-between; align-items: center; min-height: 40px; gap: 24px; }
.topbar a { color: rgba(255,255,255,.8); }
.topbar a:hover { color: var(--gold-light); }
.topbar__group { display: flex; gap: 28px; align-items: center; }
.topbar__item { display: inline-flex; align-items: center; gap: 8px; }
.topbar__item svg { width: 14px; height: 14px; color: var(--gold-light); }

.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.97); backdrop-filter: saturate(140%) blur(8px);
  border-bottom: 1px solid var(--line);
  transition: box-shadow .3s var(--ease);
}
.site-header.is-scrolled { box-shadow: var(--shadow); }
.site-header .container { display: flex; align-items: center; justify-content: space-between; height: 88px; gap: 32px; }

.brand { display: flex; align-items: center; gap: 14px; color: var(--ink); }
.brand:hover { color: var(--ink); }
.brand__mark { width: 46px; height: 46px; flex: none; }
.brand__text { display: flex; flex-direction: column; line-height: 1; }
.brand__name { font-family: var(--serif); font-size: 1.5rem; font-weight: 600; letter-spacing: .01em; }
.brand__sub { font-size: .64rem; font-weight: 600; letter-spacing: .26em; text-transform: uppercase; color: var(--gold-dark); margin-top: 6px; }

.nav { display: flex; align-items: center; gap: 6px; }
.nav__list { display: flex; align-items: center; gap: 4px; }
.nav__item { position: relative; }
.nav__link {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 12px 16px; font-size: .9rem; font-weight: 500; color: var(--ink);
  position: relative; background: none; border: 0; cursor: pointer; font-family: inherit;
}
.nav__link::after {
  content: ""; position: absolute; left: 16px; right: 16px; bottom: 6px; height: 1px;
  background: var(--gold); transform: scaleX(0); transform-origin: left; transition: transform .3s var(--ease);
}
.nav__link:hover::after, .nav__link[aria-current="page"]::after, .nav__item.is-active > .nav__link::after { transform: scaleX(1); }
.nav__link:hover { color: var(--ink); }
.nav__link svg { width: 12px; height: 12px; transition: transform .25s var(--ease); }
.nav__item--drop:hover .nav__link svg, .nav__item--drop.is-open .nav__link svg { transform: rotate(180deg); }
.nav__cta { margin-left: 18px; }

.dropdown {
  position: absolute; top: 100%; left: -8px; min-width: 330px;
  background: var(--white); border: 1px solid var(--line); box-shadow: var(--shadow-lg);
  padding: 12px; opacity: 0; visibility: hidden; transform: translateY(8px);
  transition: opacity .25s var(--ease), transform .25s var(--ease), visibility .25s;
}
.dropdown::before { content: ""; position: absolute; top: -1px; left: 0; right: 0; height: 2px; background: var(--gold); }
.nav__item--drop:hover .dropdown, .nav__item--drop:focus-within .dropdown, .nav__item--drop.is-open .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown a { display: flex; gap: 14px; align-items: flex-start; padding: 14px; color: var(--ink); }
.dropdown a:hover { background: var(--paper); color: var(--ink); }
.dropdown a svg { width: 22px; height: 22px; color: var(--gold); flex: none; margin-top: 2px; }
.dropdown strong { display: block; font-weight: 600; font-size: .9rem; }
.dropdown span { display: block; font-size: .8rem; color: var(--muted); line-height: 1.45; margin-top: 2px; }
.dropdown__all { border-top: 1px solid var(--line); margin-top: 6px; padding-top: 6px; }
.dropdown__all a { font-size: .85rem; font-weight: 600; color: var(--navy-700); }

.nav-toggle { display: none; background: none; border: 0; width: 44px; height: 44px; padding: 10px; cursor: pointer; color: var(--ink); }
.nav-toggle span { display: block; height: 1.5px; background: currentColor; margin: 6px 0; transition: transform .3s var(--ease), opacity .3s; }
.nav-open .nav-toggle span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
.nav-open .nav-toggle span:nth-child(2) { opacity: 0; }
.nav-open .nav-toggle span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }

/* ---------- Hero (Startseite) ---------- */
.hero { position: relative; background: var(--navy-900); color: rgba(255,255,255,.8); overflow: hidden; }
.hero__pattern { position: absolute; inset: 0; width: 100%; height: 100%; opacity: .5; pointer-events: none; }
.hero__glow { position: absolute; width: 900px; height: 900px; right: -300px; top: -380px; background: radial-gradient(closest-side, rgba(169,132,77,.18), transparent); pointer-events: none; }
.hero .container { position: relative; display: grid; grid-template-columns: 1.15fr .85fr; gap: 72px; align-items: center; padding-top: 112px; padding-bottom: 128px; }
.hero h1 { color: var(--white); margin-bottom: 28px; }
.hero h1 em { font-style: italic; color: var(--gold-light); }
.hero__lead { font-size: 1.15rem; max-width: 560px; margin-bottom: 40px; color: rgba(255,255,255,.76); }
.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero__trust { display: flex; flex-wrap: wrap; gap: 14px 32px; margin-top: 56px; padding-top: 32px; border-top: 1px solid rgba(255,255,255,.12); font-size: .86rem; }
.hero__trust li { display: flex; align-items: center; gap: 10px; color: rgba(255,255,255,.82); }
.hero__trust svg { width: 18px; height: 18px; color: var(--gold-light); }

.advisor-card { background: var(--white); color: var(--text); box-shadow: var(--shadow-lg); position: relative; }
.advisor-card::before { content: ""; position: absolute; inset: 14px -14px -14px 14px; border: 1px solid rgba(203,170,116,.45); z-index: -1; }
.advisor-card__media { position: relative; aspect-ratio: 4 / 3.3; overflow: hidden; }
.advisor-card__body { padding: 30px 32px 32px; }
.advisor-card__name { font-family: var(--serif); font-size: 1.7rem; color: var(--ink); line-height: 1.1; margin: 0; }
.advisor-card__role { font-size: .78rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--gold-dark); margin-top: 6px; }
.advisor-card__quote { font-family: var(--serif); font-style: italic; font-size: 1.22rem; line-height: 1.45; color: var(--ink); margin: 20px 0 0; padding-top: 20px; border-top: 1px solid var(--line); }

/* Portrait-Platzhalter */
.portrait {
  position: relative; width: 100%; height: 100%;
  background:
    radial-gradient(120% 90% at 70% 10%, rgba(203,170,116,.22), transparent 60%),
    linear-gradient(160deg, var(--navy-700), var(--navy-900));
  display: grid; place-items: center; color: var(--gold-light);
}
.portrait__mono { font-family: var(--serif); font-size: clamp(4rem, 9vw, 6.5rem); font-weight: 500; letter-spacing: .04em; line-height: 1; }
.portrait__mono::after { content: ""; display: block; width: 44px; height: 1px; margin: 18px auto 0; background: currentColor; opacity: .7; }
.portrait__note { position: absolute; left: 16px; bottom: 14px; font-size: .68rem; letter-spacing: .14em; text-transform: uppercase; color: rgba(255,255,255,.5); }

/* ---------- Seitenkopf (Unterseiten) ---------- */
.page-hero { position: relative; background: var(--navy-900); color: rgba(255,255,255,.78); overflow: hidden; }
.page-hero .hero__pattern { opacity: .35; }
.page-hero .container { position: relative; padding-top: 88px; padding-bottom: 96px; }
.page-hero h1 { color: var(--white); max-width: 860px; font-size: clamp(2.4rem, 4.6vw, 3.8rem); }
.page-hero h1 em { font-style: italic; color: var(--gold-light); }
.page-hero p { max-width: 680px; font-size: 1.12rem; color: rgba(255,255,255,.76); }
.breadcrumb { list-style: none; padding: 0; margin-top: 0; display: flex; flex-wrap: wrap; gap: 10px; font-size: .8rem; margin-bottom: 36px; color: rgba(255,255,255,.55); }
.breadcrumb a { color: rgba(255,255,255,.75); }
.breadcrumb a:hover { color: var(--gold-light); }
.breadcrumb li + li::before { content: "/"; margin-right: 10px; color: rgba(255,255,255,.3); }

/* ---------- Grids ---------- */
.grid { display: grid; gap: 32px; }
.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 96px; align-items: center; }
.split--top { align-items: start; }
.split--wide-left { grid-template-columns: 1.2fr .8fr; }

/* ---------- Versprechen ---------- */
.promise-list { border-top: 1px solid var(--line); }
.promise { display: grid; grid-template-columns: 56px 1fr; gap: 24px; padding: 30px 0; border-bottom: 1px solid var(--line); }
.promise__num { font-family: var(--serif); font-size: 1.5rem; color: var(--gold); line-height: 1.3; }
.promise h3 { font-size: 1.45rem; margin-bottom: 8px; }
.promise p { color: var(--text); }

/* ---------- Kennzahlen ---------- */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); }
.stat { padding: 8px 32px; border-left: 1px solid rgba(255,255,255,.12); }
.stat:first-child { border-left: 0; padding-left: 0; }
.stat__value { font-family: var(--serif); font-size: clamp(2.8rem, 4.5vw, 3.9rem); line-height: 1; color: var(--white); font-weight: 500; }
.stat__value sup { font-size: .5em; color: var(--gold-light); top: -.7em; margin-left: 2px; }
.stat__label { margin-top: 14px; font-size: .88rem; color: rgba(255,255,255,.66); max-width: 200px; }
.stats-note { margin-top: 40px; font-size: .74rem; color: rgba(255,255,255,.4); }

/* ---------- Leistungskarten ---------- */
.service-card {
  position: relative; display: flex; flex-direction: column;
  background: var(--white); border: 1px solid var(--line); padding: 40px 36px 36px;
  color: var(--text); transition: border-color .3s var(--ease), box-shadow .3s var(--ease), transform .3s var(--ease);
}
.service-card::after { content: ""; position: absolute; left: -1px; right: -1px; top: -1px; height: 2px; background: var(--gold); transform: scaleX(0); transform-origin: left; transition: transform .4s var(--ease); }
.service-card:hover { border-color: var(--line-strong); box-shadow: var(--shadow); transform: translateY(-3px); color: var(--text); }
.service-card:hover::after { transform: scaleX(1); }
.service-card__icon { width: 52px; height: 52px; display: grid; place-items: center; border: 1px solid var(--gold-pale); background: var(--paper); color: var(--gold-dark); margin-bottom: 28px; }
.service-card__icon svg { width: 24px; height: 24px; }
.service-card h3 { margin-bottom: 12px; }
.service-card__list { margin: 22px 0 30px; display: grid; gap: 8px; }
.service-card__list li { display: flex; gap: 10px; align-items: baseline; font-size: .92rem; color: var(--ink); }
.service-card__list li::before { content: ""; flex: none; width: 5px; height: 5px; background: var(--gold); transform: rotate(45deg) translateY(-2px); }
.service-card .link-arrow { margin-top: auto; align-self: flex-start; }

/* ---------- Schritte ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; counter-reset: step; border-top: 1px solid var(--line-strong); }
.step { padding: 36px 28px 0 0; position: relative; }
.step::before { content: ""; position: absolute; top: -5px; left: 0; width: 9px; height: 9px; background: var(--gold); transform: rotate(45deg); }
.step__num { font-family: var(--serif); font-size: 3rem; color: var(--gold-light); line-height: 1; margin-bottom: 18px; }
.step h3 { font-size: 1.4rem; margin-bottom: 10px; }
.step p { font-size: .95rem; }

/* ---------- Partner ---------- */
.partner { padding: 36px 32px; border: 1px solid rgba(255,255,255,.12); background: rgba(255,255,255,.02); transition: background .3s var(--ease), border-color .3s var(--ease); }
.partner:hover { background: rgba(255,255,255,.05); border-color: rgba(203,170,116,.4); }
.partner svg { width: 28px; height: 28px; color: var(--gold-light); margin-bottom: 24px; }
.partner h3 { font-size: 1.4rem; margin-bottom: 10px; }
.partner p { font-size: .93rem; color: rgba(255,255,255,.66); }

/* ---------- Pakete ---------- */
.packages { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border: 1px solid var(--line); background: var(--white); }
.package { padding: 48px 40px; display: flex; flex-direction: column; border-left: 1px solid var(--line); position: relative; }
.package:first-child { border-left: 0; }
.package--featured { background: var(--navy-900); color: rgba(255,255,255,.75); border-left-color: var(--navy-900); margin: -16px 0; padding-top: 64px; padding-bottom: 64px; box-shadow: var(--shadow-lg); z-index: 1; }
.package--featured h3 { color: var(--white); }
.package__badge { position: absolute; top: 0; left: 40px; transform: translateY(-50%); background: var(--gold); color: var(--white); font-size: .68rem; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; padding: 7px 14px; }
.package__tier { font-size: .74rem; font-weight: 600; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-dark); margin-bottom: 10px; }
.package--featured .package__tier { color: var(--gold-light); }
.package h3 { font-size: 2.2rem; margin-bottom: 12px; }
.package__desc { font-size: .95rem; min-height: 3.4em; }
.package__list { margin: 28px 0 36px; padding-top: 28px; border-top: 1px solid var(--line); display: grid; gap: 12px; }
.package--featured .package__list { border-top-color: rgba(255,255,255,.14); }
.package__list li { display: grid; grid-template-columns: 18px 1fr; gap: 12px; font-size: .92rem; line-height: 1.5; }
.package__list svg { width: 16px; height: 16px; color: var(--gold); margin-top: 3px; }
.package__list li.is-off { color: var(--muted); }
.package__list li.is-off svg { color: var(--line-strong); }
.package--featured .package__list li { color: rgba(255,255,255,.88); }
.package .btn { margin-top: auto; }

/* Vergleichstabelle */
.compare-wrap { overflow-x: auto; border: 1px solid var(--line); background: var(--white); }
.compare { width: 100%; border-collapse: collapse; min-width: 720px; font-size: .93rem; }
.compare th, .compare td { padding: 18px 24px; border-bottom: 1px solid var(--line); text-align: center; }
.compare th:first-child, .compare td:first-child { text-align: left; color: var(--ink); }
.compare thead th { font-family: var(--serif); font-size: 1.4rem; font-weight: 500; color: var(--ink); background: var(--paper); }
.compare thead th.is-featured { background: var(--navy-900); color: var(--white); }
.compare td.is-featured { background: rgba(169,132,77,.06); }
.compare tbody tr.group td { background: var(--paper); font-size: .72rem; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-dark); padding-top: 14px; padding-bottom: 14px; }
.compare svg { width: 18px; height: 18px; margin: 0 auto; color: var(--gold); }
.compare .dash { color: var(--line-strong); }
.compare tbody tr:last-child td { border-bottom: 0; }

/* ---------- FAQ ---------- */
.faq { border-top: 1px solid var(--line-strong); }
.faq details { border-bottom: 1px solid var(--line-strong); }
.faq summary {
  list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 24px;
  padding: 28px 0; font-family: var(--serif); font-size: 1.5rem; color: var(--ink); line-height: 1.3;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary:hover { color: var(--navy-700); }
.faq__icon { flex: none; width: 36px; height: 36px; border: 1px solid var(--line-strong); border-radius: 50%; position: relative; transition: background .3s var(--ease), border-color .3s var(--ease); }
.faq__icon::before, .faq__icon::after { content: ""; position: absolute; left: 50%; top: 50%; width: 12px; height: 1.5px; background: var(--ink); transform: translate(-50%, -50%); transition: transform .3s var(--ease), background .3s; }
.faq__icon::after { transform: translate(-50%, -50%) rotate(90deg); }
.faq details[open] .faq__icon { background: var(--navy-800); border-color: var(--navy-800); }
.faq details[open] .faq__icon::before, .faq details[open] .faq__icon::after { background: var(--white); }
.faq details[open] .faq__icon::after { transform: translate(-50%, -50%) rotate(0deg); }
.faq__body { padding: 0 64px 32px 0; max-width: 820px; }

/* ---------- Beratungs-CTA ---------- */
.cta-band { position: relative; background: var(--navy-900); color: rgba(255,255,255,.78); overflow: hidden; }
.cta-band .hero__pattern { opacity: .3; }
.cta-band .container { position: relative; display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; padding-top: 104px; padding-bottom: 104px; }
.cta-band h2 { color: var(--white); }
.cta-band h2 em { font-style: italic; color: var(--gold-light); }
.cta-band__actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 36px; }
.channels { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.1); }
.channel { background: var(--navy-900); padding: 30px 28px; }
.channel svg { width: 26px; height: 26px; color: var(--gold-light); margin-bottom: 16px; }
.channel strong { display: block; font-family: var(--serif); font-size: 1.35rem; font-weight: 500; color: var(--white); margin-bottom: 4px; }
.channel span { font-size: .87rem; color: rgba(255,255,255,.6); }

/* ---------- Detailseiten ---------- */
.detail-layout { display: grid; grid-template-columns: minmax(0, 1fr) 360px; gap: 80px; align-items: start; }
.detail-block { padding: 48px 0; border-top: 1px solid var(--line); }
.detail-block:first-child { padding-top: 0; border-top: 0; }
.detail-block__head { display: flex; gap: 20px; align-items: center; margin-bottom: 18px; }
.detail-block__head .service-card__icon { margin: 0; flex: none; }
.detail-block h2 { font-size: clamp(1.8rem, 2.6vw, 2.3rem); margin: 0; }
.checklist { display: grid; grid-template-columns: 1fr 1fr; gap: 12px 32px; margin-top: 24px; }
.checklist li { display: grid; grid-template-columns: 18px 1fr; gap: 12px; font-size: .95rem; color: var(--ink); line-height: 1.55; }
.checklist svg { width: 16px; height: 16px; color: var(--gold); margin-top: 4px; }
.notice { margin-top: 28px; padding: 20px 24px; background: var(--paper); border-left: 2px solid var(--gold); font-size: .88rem; color: var(--text); }
.notice strong { color: var(--ink); }

.aside { position: sticky; top: 120px; display: grid; gap: 24px; }
.aside-card { border: 1px solid var(--line); background: var(--white); padding: 32px; }
.aside-card--navy { background: var(--navy-900); border-color: var(--navy-900); color: rgba(255,255,255,.75); }
.aside-card--navy h3 { color: var(--white); }
.aside-card h3 { font-size: 1.55rem; margin-bottom: 10px; }
.aside-card p { font-size: .93rem; }
.aside-card .btn { margin-top: 22px; }
.aside-contact { display: grid; gap: 12px; margin-top: 22px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.14); font-size: .9rem; }
.aside-contact a { color: var(--white); display: flex; gap: 10px; align-items: center; }
.aside-contact a:hover { color: var(--gold-light); }
.aside-contact svg { width: 16px; height: 16px; color: var(--gold-light); }
.aside-nav a { display: flex; justify-content: space-between; align-items: center; padding: 14px 0; border-bottom: 1px solid var(--line); font-size: .93rem; color: var(--ink); }
.aside-nav li:last-child a { border-bottom: 0; }
.aside-nav a:hover, .aside-nav a[aria-current="page"] { color: var(--gold-dark); }
.aside-nav svg { width: 14px; height: 14px; color: var(--gold); }

/* ---------- Über mich ---------- */
.about-portrait { position: relative; aspect-ratio: 4 / 5; box-shadow: var(--shadow-lg); }
.about-portrait::before { content: ""; position: absolute; inset: 20px -20px -20px 20px; border: 1px solid var(--gold-light); z-index: -1; }
.signature { font-family: var(--serif); font-style: italic; font-size: 2rem; color: var(--navy-800); margin-top: 32px; line-height: 1; }
.signature small { display: block; font-family: var(--sans); font-style: normal; font-size: .76rem; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin-top: 10px; }
.value { padding: 40px 36px; background: var(--white); border: 1px solid var(--line); }
.value__num { font-family: var(--serif); font-size: 1.2rem; color: var(--gold); margin-bottom: 18px; display: block; }
.value h3 { font-size: 1.5rem; margin-bottom: 10px; }
.timeline { border-left: 1px solid var(--line-strong); padding-left: 32px; display: grid; gap: 34px; }
.timeline li { position: relative; }
.timeline li::before { content: ""; position: absolute; left: -37px; top: 8px; width: 9px; height: 9px; background: var(--white); border: 1px solid var(--gold); transform: rotate(45deg); }
.timeline__year { font-size: .76rem; font-weight: 600; letter-spacing: .16em; color: var(--gold-dark); text-transform: uppercase; }
.timeline h4 { font-family: var(--serif); font-size: 1.35rem; font-weight: 500; margin: 4px 0 4px; }
.timeline p { font-size: .93rem; }
.credentials { display: grid; gap: 1px; background: var(--line); border: 1px solid var(--line); }
.credential { background: var(--white); padding: 22px 26px; display: grid; grid-template-columns: 26px 1fr; gap: 16px; }
.credential svg { width: 22px; height: 22px; color: var(--gold); }
.credential strong { display: block; color: var(--ink); font-weight: 600; font-size: .95rem; }
.credential span { font-size: .86rem; color: var(--muted); }

/* ---------- Kontakt / Formular ---------- */
.contact-layout { display: grid; grid-template-columns: 1fr 1.25fr; gap: 80px; align-items: start; }
.contact-list { display: grid; gap: 0; border-top: 1px solid var(--line); }
.contact-item { display: grid; grid-template-columns: 48px 1fr; gap: 18px; padding: 24px 0; border-bottom: 1px solid var(--line); }
.contact-item .service-card__icon { width: 48px; height: 48px; margin: 0; }
.contact-item .service-card__icon svg { width: 20px; height: 20px; }
.contact-item strong { display: block; font-size: .76rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin-bottom: 4px; }
.contact-item a, .contact-item p { color: var(--ink); font-size: 1rem; }
.hours { width: 100%; font-size: .95rem; border-collapse: collapse; }
.hours td { padding: 4px 0; color: var(--ink); }
.hours td:last-child { text-align: right; color: var(--text); }

.form-card { background: var(--white); border: 1px solid var(--line); box-shadow: var(--shadow); padding: 48px; position: relative; }
.form-card::before { content: ""; position: absolute; top: -1px; left: -1px; right: -1px; height: 3px; background: var(--gold); }
.form-progress { display: flex; gap: 8px; margin-bottom: 36px; }
.form-progress span { flex: 1; height: 3px; background: var(--line); transition: background .4s var(--ease); }
.form-progress span.is-done { background: var(--gold); }
.form-step { display: none; }
.form-step.is-active { display: block; animation: fadeIn .45s var(--ease); }
.form-step__label { font-size: .74rem; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-dark); margin-bottom: 8px; }
.form-step h3 { font-size: 1.9rem; margin-bottom: 26px; }
.choice-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; pointer-events: none; }
.choice label {
  display: flex; gap: 14px; align-items: center; padding: 18px 20px; border: 1px solid var(--line-strong);
  cursor: pointer; transition: border-color .2s, background .2s, box-shadow .2s; font-size: .93rem; color: var(--ink); line-height: 1.35; height: 100%;
}
.choice label svg { width: 22px; height: 22px; color: var(--gold); flex: none; }
.choice label small { display: block; color: var(--muted); font-size: .8rem; margin-top: 2px; }
.choice label:hover { border-color: var(--navy-600); }
.choice input:checked + label { border-color: var(--navy-800); background: var(--paper); box-shadow: inset 0 0 0 1px var(--navy-800); }
.choice input:focus-visible + label { outline: 2px solid var(--gold); outline-offset: 2px; }
.field { display: grid; gap: 8px; margin-bottom: 20px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.field label { font-size: .84rem; font-weight: 500; color: var(--ink); }
.field input, .field select, .field textarea {
  font: inherit; font-size: .95rem; color: var(--ink); background: var(--white);
  border: 1px solid var(--line-strong); border-radius: var(--radius); padding: 14px 16px; width: 100%;
  transition: border-color .2s, box-shadow .2s;
}
.field textarea { min-height: 120px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--navy-700); box-shadow: 0 0 0 3px rgba(28,52,83,.1); }
.field.has-error input, .field.has-error select { border-color: #A3412E; }
.field__error { font-size: .8rem; color: #A3412E; display: none; }
.field.has-error .field__error { display: block; }
.consent { display: grid; grid-template-columns: 20px 1fr; gap: 12px; font-size: .84rem; color: var(--text); line-height: 1.55; margin: 8px 0 24px; }
.consent input { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--navy-800); }
.consent.has-error { color: #A3412E; }
.form-nav { display: flex; justify-content: space-between; align-items: center; gap: 16px; margin-top: 32px; padding-top: 28px; border-top: 1px solid var(--line); }
.form-nav .btn-back { background: none; border: 0; font: inherit; font-size: .88rem; color: var(--muted); cursor: pointer; padding: 8px 0; }
.form-nav .btn-back:hover { color: var(--ink); }
.form-success { text-align: center; padding: 24px 0; }
.form-success__icon { width: 72px; height: 72px; border-radius: 50%; border: 1px solid var(--gold); display: grid; place-items: center; margin: 0 auto 24px; color: var(--gold); }
.form-success__icon svg { width: 30px; height: 30px; }
.summary-list { text-align: left; margin: 28px 0; border: 1px solid var(--line); }
.summary-list div { display: grid; grid-template-columns: 140px 1fr; gap: 16px; padding: 12px 18px; border-bottom: 1px solid var(--line); font-size: .9rem; }
.summary-list div:last-child { border-bottom: 0; }
.summary-list dt { color: var(--muted); }
.summary-list dd { margin: 0; color: var(--ink); }

.map-placeholder {
  margin-top: 32px; aspect-ratio: 16 / 9; background: var(--paper-2); border: 1px solid var(--line);
  display: grid; place-items: center; text-align: center; color: var(--muted); font-size: .86rem; position: relative; overflow: hidden;
}
.map-placeholder svg.map-lines { position: absolute; inset: 0; width: 100%; height: 100%; color: var(--line-strong); }
.map-placeholder__pin { position: relative; display: grid; gap: 10px; justify-items: center; background: var(--white); padding: 18px 24px; box-shadow: var(--shadow); }
.map-placeholder__pin svg { width: 26px; height: 26px; color: var(--gold); }

/* ---------- Rechtstexte ---------- */
.legal { max-width: 820px; }
.legal h2 { font-size: 1.9rem; margin-top: 56px; }
.legal h2:first-child { margin-top: 0; }
.legal h3 { font-size: 1.35rem; margin-top: 32px; }
.legal p, .legal li { font-size: .97rem; }
.legal ul { list-style: disc; padding-left: 1.3em; margin-bottom: 1.1em; }
.legal dl { display: grid; grid-template-columns: 220px 1fr; gap: 10px 24px; margin: 0 0 1.2em; font-size: .97rem; }
.legal dt { color: var(--muted); }
.legal dd { margin: 0; color: var(--ink); }
.placeholder { background: var(--gold-pale); color: var(--gold-dark); padding: 0 4px; border-radius: 2px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-950); color: rgba(255,255,255,.6); font-size: .9rem; }
.footer-main { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.1fr; gap: 56px; padding: 88px 0 64px; }
.site-footer .brand { color: var(--white); }
.site-footer .brand__sub { color: var(--gold-light); }
.footer-about { margin-top: 24px; max-width: 320px; line-height: 1.7; }
.footer-title { font-size: .74rem; font-weight: 600; letter-spacing: .18em; text-transform: uppercase; color: var(--white); margin-bottom: 22px; }
.footer-links { display: grid; gap: 11px; }
.site-footer a { color: rgba(255,255,255,.66); }
.site-footer a:hover { color: var(--gold-light); }
.footer-contact { display: grid; gap: 14px; }
.footer-contact li { display: grid; grid-template-columns: 18px 1fr; gap: 12px; line-height: 1.55; }
.footer-contact svg { width: 16px; height: 16px; color: var(--gold-light); margin-top: 3px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 26px 0; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 16px; font-size: .8rem; color: rgba(255,255,255,.45); }
.footer-bottom nav { display: flex; flex-wrap: wrap; gap: 24px; }
.footer-reg { padding: 22px 0; border-top: 1px solid rgba(255,255,255,.08); font-size: .76rem; line-height: 1.6; color: rgba(255,255,255,.4); }

/* ---------- Entwurfs-Hinweis ---------- */
.draft-badge {
  position: fixed; left: 16px; bottom: 16px; z-index: 90;
  background: var(--white); color: var(--ink); border: 1px solid var(--line-strong); box-shadow: var(--shadow);
  font-size: .72rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; padding: 8px 12px;
  display: flex; align-items: center; gap: 8px;
}
.draft-badge::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--gold); }
.draft-badge button { background: none; border: 0; cursor: pointer; color: var(--muted); font-size: 1rem; line-height: 1; padding: 0 0 0 4px; }

/* ---------- Animationen ---------- */
@keyframes fadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
.reveal.is-visible { opacity: 1; transform: none; }
.reveal-delay-1 { transition-delay: .1s; }
.reveal-delay-2 { transition-delay: .2s; }
.reveal-delay-3 { transition-delay: .3s; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  * { animation: none !important; }
}
.no-js .reveal { opacity: 1; transform: none; }

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
  .nav__link { padding: 12px 11px; }
  .nav__link::after { left: 11px; right: 11px; }
  .footer-main { grid-template-columns: 1fr 1fr; }
  .detail-layout { grid-template-columns: minmax(0, 1fr) 300px; gap: 56px; }
  .package { padding: 44px 30px; }
}

@media (max-width: 960px) {
  :root { --gutter: 20px; }
  .section { padding: 88px 0; }
  .section--tight { padding: 64px 0; }
  .topbar__group--hours { display: none; }

  .nav-toggle { display: block; }
  .nav {
    position: fixed; inset: 0 0 0 auto; top: 0; width: min(380px, 100%); height: 100dvh;
    background: var(--white); flex-direction: column; align-items: stretch; gap: 0;
    padding: 96px 28px 32px; overflow-y: auto; box-shadow: var(--shadow-lg);
    transform: translateX(100%); transition: transform .4s var(--ease); z-index: 99;
  }
  .nav-open .nav { transform: none; }
  .nav-backdrop { position: fixed; inset: 0; background: rgba(9,20,31,.45); opacity: 0; visibility: hidden; transition: opacity .3s, visibility .3s; z-index: 98; }
  .nav-open .nav-backdrop { opacity: 1; visibility: visible; }
  .nav-toggle { position: relative; z-index: 101; }
  .nav__list { flex-direction: column; align-items: stretch; gap: 0; }
  .nav__link { width: 100%; justify-content: space-between; padding: 16px 0; font-size: 1.05rem; border-bottom: 1px solid var(--line); }
  .nav__link::after { display: none; }
  .dropdown { position: static; min-width: 0; box-shadow: none; border: 0; padding: 0 0 8px; opacity: 1; visibility: visible; transform: none; display: none; }
  .dropdown::before { display: none; }
  .nav__item--drop.is-open .dropdown { display: block; }
  .nav__item--drop:hover .dropdown { opacity: 1; }
  .dropdown a { padding: 12px 8px; }
  .nav__cta { margin: 28px 0 0; }

  .hero .container { grid-template-columns: 1fr; gap: 64px; padding-top: 72px; padding-bottom: 88px; }
  .advisor-card { max-width: 520px; }
  .split, .split--wide-left, .contact-layout, .cta-band .container { grid-template-columns: 1fr; gap: 56px; }
  .grid--3, .grid--4 { grid-template-columns: 1fr 1fr; }
  .stats { grid-template-columns: 1fr 1fr; gap: 40px 0; }
  .stat:nth-child(3) { border-left: 0; padding-left: 0; }
  .steps { grid-template-columns: 1fr 1fr; gap: 0 32px; }
  .packages { grid-template-columns: 1fr; border: 0; background: none; gap: 24px; }
  .package { border: 1px solid var(--line); background: var(--white); }
  .package:first-child { border-left: 1px solid var(--line); }
  .package--featured { margin: 0; background: var(--navy-900); }
  .detail-layout { grid-template-columns: 1fr; }
  .aside { position: static; }
  .about-portrait { max-width: 440px; }
}

@media (max-width: 640px) {
  :root { --gutter: 16px; }
  body { font-size: .97rem; }
  .section { padding: 72px 0; }
  .section-head { margin-bottom: 44px; }
  .topbar .container { justify-content: center; }
  .topbar__group--mail { display: none; }
  .site-header .container { height: 72px; }
  .brand__mark { width: 40px; height: 40px; }
  .brand__name { font-size: 1.3rem; }
  .brand__sub { font-size: .58rem; letter-spacing: .2em; }
  .hero__actions .btn, .cta-band__actions .btn { width: 100%; }
  .grid--2, .grid--3, .grid--4 { grid-template-columns: 1fr; }
  .stats { grid-template-columns: 1fr 1fr; }
  .stat { padding: 0 0 0 18px; }
  .stat:nth-child(odd) { border-left: 0; padding-left: 0; }
  .steps { grid-template-columns: 1fr; }
  .channels { grid-template-columns: 1fr; }
  .checklist { grid-template-columns: 1fr; }
  .choice-grid { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; gap: 0; }
  .form-card { padding: 32px 20px; }
  .faq summary { font-size: 1.28rem; }
  .faq__body { padding-right: 0; }
  .footer-main { grid-template-columns: 1fr; gap: 40px; padding-top: 64px; }
  .legal dl { grid-template-columns: 1fr; gap: 2px; }
  .legal dd { margin-bottom: 10px; }
  .summary-list div { grid-template-columns: 1fr; gap: 2px; }
  .advisor-card::before { inset: 10px -8px -10px 8px; }
  .about-portrait::before { inset: 12px -10px -12px 12px; }
}